Budgeting basics
Build a workable monthly plan, spot pressure points, and make room for changing costs.
Included in a workshopFinancial education workshops in West Suffolk
Workshops that make money skills stick
Give your students, employees, or community the money skills they'll actually use. Phillips & Powell Sterling delivers clear, practical sessions on budgeting, saving, credit, tax, pensions, investing, scams, and more.
Money skills training
Clear language. Useful practice.
Budgeting
Saving
Credit
Tax
Pensions
Investing
Scam awareness
Student finance
Renting
Financial wellbeing
A practical catalogue
Choose from our most requested topics
Each session uses examples, short activities, and time for questions. Learners leave with a clearer next step.
Saving strategies
Compare saving goals, emergency funds, and simple ways to make saving more consistent.
Included in a workshopUnderstanding credit
Explain interest, credit files, borrowing choices, and the cost of missed payments.
Included in a workshopTax essentials
Make payslips, tax codes, National Insurance, and common deductions easier to read.
Included in a workshopPensions demystified
Show how workplace pensions work, why contributions matter, and what questions to ask.
Included in a workshopInvesting foundations
Introduce risk, diversification, time horizons, and the difference between information and advice.
Included in a workshopScam awareness
Practise recognising urgent messages, suspicious requests, and safe ways to pause and check.
Included in a workshopStudent finance
Cover loans, maintenance support, repayment thresholds, and the household decisions around study.
Included in a workshopRenting and housing costs
Plan for deposits, bills, tenancy costs, and the money checks that come before moving.
Included in a workshopNeed a different focus?
We can shape a custom session around your group's questions and starting point.
Built around real groups
Tailored for your audience
The examples change with the room. The aim stays simple: help people make sounder money decisions.
Secondary schools
Age-appropriate sessions connect money choices with the first job, a mobile contract, saving goals, and daily life.
View school sessionsSixth forms and colleges
Give learners a calm starting point for student finance, renting, tax, credit, and the cost of independence.
Plan a student sessionApprentices
Use payslips, workplace pensions, budgeting, and borrowing examples that match the first years of paid work.
Discuss apprentice trainingEmployers
Workplace financial education can reduce money-related stress and give employees practical tools for everyday decisions.
Plan workplace educationCommunity groups
Plain English, local delivery, and respectful discussion make sessions useful for mixed experience levels.
Arrange a community sessionCharities
Support your service users with practical guidance on household money, scams, debt warning signs, and planning.
Talk about your groupDelivery that fits
Flexible formats to fit your schedule
Choose the setting and pace that works for your group. Sessions are designed to stay active and focused.
In-person at your location
We travel to schools, workplaces, community centres, and charity venues across West Suffolk.
Check availabilityOnline group sessions
Bring remote learners together with a structured video-call session, shared questions, and guided activities.
Ask about online delivery60, 90, or 120 minutes
Pick a concise introduction, a standard workshop, or a deeper session with more case studies and discussion.
Choose a session lengthEvery format can include quizzes, case studies, and open Q&A.
A clear booking process
From enquiry to confident learners
Four practical steps keep planning simple for the person organising the session.
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1
Tell us about your group
Share the audience, group size, preferred date, and the money questions you hear most often.
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2
Choose the workshop plan
We suggest suitable topics, timing, format, and a level of detail that fits your learners.
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3
Meet, learn, and ask
The session uses plain explanations, practical examples, interactive materials, and room for questions.
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4
Keep the conversation going
We share follow-up resources and invite feedback so future sessions can be even more useful.
What workshop hosts say
Useful in the room, remembered afterwards
Hosts value sessions that respect the audience's starting point and give people something practical to use.
The budgeting examples gave our pupils words for choices they already face. The room stayed involved, and the questions became more thoughtful as the session went on.
Rina Garwell, secondary school teacherWe wanted workplace financial education that felt useful rather than sales-led. Phillips & Powell Sterling listened to our staff profile, used familiar payslip examples, and kept the discussion grounded. Employees told us they felt more confident asking questions about pensions and monthly costs.
Carlitto Mitchum, HR manager, Suffolk employerWhy did we choose Phillips & Powell Sterling? Because the community session made space for different experiences. People could ask basic questions without feeling judged, and the scam awareness section prompted several useful conversations afterwards.
Thanura Teresa, community centre coordinator95%
of participants reported feeling more confident after a session.
of participants reported feeling more confident after a session.
Short answers
Common workshop questions
Tell us what you need. We will set out the practical details clearly.
How far in advance should we book?
Term-time dates can fill quickly, so contact us as soon as you know your preferred window. We will confirm suitable dates, delivery format, and planning requirements with you.
Can you adapt sessions for special educational needs?
Yes. Tell us about the group's needs, reading level, attention span, and support arrangements. We can adjust pace, examples, activities, and question formats.
Is there a minimum group size?
We can discuss small groups, full classes, staff groups, and community audiences. The session plan changes with group size so people still have room to take part.
Do you provide materials?
Yes. We agree the materials needed for your format during planning, including activity prompts, session notes, and follow-up resources where appropriate.
Plan the right session
Ready to book? Let's plan your workshop.
Share your audience, goals, and preferred timing. We have limited slots each term, so an early enquiry helps us find the right fit.