First pay packets
Students build a simple budget, read a payslip, compare saving options and spot the cost of small regular purchases.
School leaver financial education
Money skills that matter for the next step.
Prepare your students for life after school. Phillips & Powell Sterling delivers practical financial literacy workshops for West Suffolk schools and sixth forms, built for 14 to 19-year-olds.
Students work through budgets, payslips, student finance, renting, credit, tax and scam awareness. They leave with decisions they can use.
Practical by design.
Real figures. Clear choices.
Real figures. Clear choices.
Age-specific programmes
Tailored for each stage.
The same money lesson does not suit every student. Sessions match the choices young people are about to make.
Money after exams
Sixth-form money management in Suffolk needs context. We cover maintenance loans, rent, credit cards, tax and household bills.
Making wages work
Apprentices examine deductions, workplace pensions, travel costs and the difference between gross and take-home pay.
Planning independent life
Students test a term-time budget, weigh tuition and maintenance finance, and plan for deposits, food and unexpected costs.
60
minutes can change the way a student reads a payslip, loan statement or tenancy agreement.
Curriculum fit
Supports your school's goals.
Book a focused tutor-time session, a drop-down day or an enrichment programme. We shape the format around your timetable.
- Maps to PSHE Association themes and Gatsby Benchmarks for careers guidance.
- Supports evidence for Ofsted personal development through applied decision-making.
- Includes teacher resources and follow-up activities for form time or careers lessons.
- Uses plain language, realistic scenarios and space for students to ask questions safely.
Workshop outline
What students will learn.
Every session has a clear purpose. Students practise the decision before they face it.
00-15 min
Budgeting in real life
Teams allocate realistic income across rent, travel, food and social plans. They see how one unexpected cost changes the month.
15-30 min
Student finance
Students compare tuition and maintenance finance, then build a weekly budget for university or college living.
30-45 min
Credit and scams
An interactive quiz covers interest, missed payments, buy-now-pay-later offers and investment scams aimed at young adults.
45-60 min
Tax and future money
Students read a payslip, identify tax and pension deductions, then bring their own questions to a local financial educator.
Safeguarding and trust
Safe, inclusive, and experienced.
Good financial education needs a room where students feel able to speak plainly.
Clear safeguarding
Facilitators are DBS-checked. Our safeguarding policy is available to schools before a programme begins.
Accessible sessions
Activities can be adapted for SEND and EAL students, with visual examples and time to check understanding.
Questions welcome
Students can ask about money without being pushed towards a product. The focus stays on knowledge and sound choices.
For West Suffolk schools and sixth forms
Give your students a stronger start.
Tell us your year groups, preferred dates and learning goals. Phillips & Powell Sterling will suggest a programme that fits your setting.
"The budgeting activity made an abstract topic feel immediate. Students talked about payslips and rent in form time the next day."Rina G., PSHE lead